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Closing the Cottage
Closing the Cottage Quick Tips
After our blog post on cottage insurance last month, a few of you requested some tips on closing the cottage.
If you own a cottage or cabin, here are some useful things to think about:
- Clean out your cupboards – Anything perishable needs to go! Inspect your fridge and make sure everything that could be attractive to animals is taken away with you.
- Unplug major appliances – Doing this when closing the cottage helps prevent any potential fire hazards from occurring.
- Turn your heat down – Keeping a furnace at a low temperature will help prevent frost build-up but if you prefer to switch it off completely make sure the gas is off too.
- Drain your pipes and turn off your water supply – Water claims are on the rise, make sure you don’t add your property to the list.
- Keep your sump pump running – If you have one at your cottage, ensure it’s still in good working order before you leave so there’s minimal risk of flooding during snow melting season.
- Inspect your septic tank – Get it professionally inspected if need be to ensure it’s also in good working order so you don’t have a nasty surprise come Spring.
- Clean your gutters & check your roof– Clogged gutters can lead to water hazards so make sure they are clear of leaves and other debris; rain and/or snowmelt will be able to drain properly. Checking your roof can help you see if there are any potential repairs that need doing i.e. replacing shingles.
Closing the Cottage – Other Things to Consider
Before you finish it is also worth speaking with your insurance broker to make sure you have done all you can; your insurance company may have extra stipulations based on your cottage’s location, such as having someone check on your property regularly. Make sure you are also aware of any exclusions your policy may have.
As you drive away looking longingly in the rear-view mirror you will have peace of mind knowing that you’ve done all you can to protect your summer getaway spot. It will be ready for you when you return!
We insure seasonal & rental properties as well as competitive home insurance. If you are considering looking for new insurance, or for more advice on closing the cottage, we can help. Give us a call at 1-877-454-4476 or visit our quote page.