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Hobby Farm Insurance in Ontario
Hobby Farm Insurance in Ontario
When looking for hobby farm insurance in Ontario it’s important to understand exactly what kind of insurance coverage you may require. If you own a large property – anything over 1 acre – and have livestock which are used for your own hobby or enjoyment, a simple home owner’s policy will likely not be adequate coverage for your situation.
What constitutes a Hobby Farm?
There are typically 3 items which must be reviewed to see if you require Hobby Farm Insurance in Ontario:
- • Property Size – Hobby farms generally range in size from 1 acre up to 100 acres – if you have over 100 acres, you likely need a Farm Insurance policy, rather than a hobby farm insurance policy.
- • Farm Income – Any income generated from your hobby farm operations will need to be disclosed at the time of quoting to determine your eligibility. If this is a full-time farm operation and your main source of income, you will likely require a Farm Insurance policy which has broader coverages.
- • Livestock – Typically hobby farm insurance in Ontario will limit the amount of livestock to a maximum of 8 animals. Anything over that number and you may fall into Farm Insurance category.
You qualify as a Hobby Farm – now what?
Depending on your answers to the above questions, you may qualify for hobby farm insurance which will provide greater protection than what is typically provided on a standard homeowner’s policy. Your next step is to work with a licensed insurance broker to obtain the right advice and insurance coverages for your specific needs & situation. They will ask the right questions to ensure you get the right coverage.
How we can help with Hobby Farm Insurance in Ontario
At My Hunter we help to insure hobby farm properties all over Ontario and we offer e-sign applications, making the process simple and time-saving. We have access to a variety of insurance companies which have comprehensive Hobby Farm insurance packages offering not only competitive pricing but also very competitive coverages.
Our brokers are knowledgeable in the field of farm and hobby farm insurance so if you are thinking of buying a hobby farm property or if you are an existing owner who would like to review your insurance options let us know. We can help you obtain a hobby farm insurance quote, so please give us a call today at 1-877-454-4476 or visit our website for your insurance needs.